Ron Ostler is the President of Comenity Capital Bank, a wholly-owned subsidiary of Alliance Data Systems, Inc. Comenity Bank issues private-label and co-branded commercial and consumer credit cards. Mr. Ostler has over 25 years experience in the financial services industry. Prior to joining World Financial Capital Bank, he was Senior Vice President of Bankcard Services at Zions Bancorporation. He has also held Senior Management positions with American Investment Bank, Household International and U.S. Bank. Mr. Ostler is a graduate of the University of Utah and is a past President of the Foothill Rotary Club.